Our Philosophy As the McIntosh-Ditto Wealth Advisory Group at Hilliard Lyons, we work with you to help make your wealth a blessing, not a burden. We are committed to understanding your financial situation almost as well as you do. Using our creative and professional resources, we help develop a financial plan that will help you pursue your financial goals. We do this by following a four-step process: Understand your goals and needs. Propose a strategy to meet those needs. Implement the strategy upon approval. Conduct a periodic review of your goals and strategy. We believe in working to a high standard and believe you should expect nothing less. This belief is rooted in a childhood example, exhibited by our fathers, who were both ministers; these men served others through church and their lives have influenced our philosophy about life and money.At the core of our money philosophy is the idea of stewardship – meaning regardless of whether we have been given "a lot" or "a little" in this life, what matters most is how we handle that bit with which we have been entrusted. One of our goals is to help clients be good stewards of all that they possess. We also believe there are six keys to Financial Well-Being and Happiness: Live within your meansAvoid Debt Save and Create MarginHave a Long-Term PlanGive GenerouslyKeep an Eternal Perspective Take The Next Step. Please consider this your invitation to come in, sit down, have a cup of coffee and get to know each other better to learn more about how we can be of benefit to you or your family -or- If you would like to attend a free educational seminar to learn more about how to prepare for retirement, please indicate your availability and interests below. Name Email Phone Question Thank you! Oops!